VA Home Loans
Serving Those Who Served
Your VA Loan Specialist in the Mid-Willamette Valley
You’ve earned one of the most powerful home-buying tools in the industry, yet many Veterans are told that VA loans are “too difficult,” “too slow,” or “not competitive” in today’s market. As an ex-military wife, I know these are myths and I’m here to debunk them.
I am passionate about educating active-duty service members and Veterans on how to maximize their benefits. Whether you’re looking to buy your first home with $0 down or you’re a seasoned homeowner wanting to use your entitlement for a second time, I provide the advocacy and specialized knowledge you need to get to the finish line.
Debunking VA Loan Myths
Don’t let misinformation stand between you and your home. We focus on the facts:
Myth: "I can only use my VA loan once."
Fact: You can use your VA entitlement multiple times throughout your life. In many cases, you can even have multiple VA loans at once by taking advantage of both VA and ODVA programs.
Myth: "VA loans take too long to close."
Fact: With an experienced broker who understands Residual Income and VA appraisal requirements, a VA loan can close just as quickly as a Conventional loan.
Myth: "I need perfect credit."
Fact: VA loans are often more forgiving than other loan types. Because I shop the wholesale market, I can find lenders that specialize in VA files and offer more flexible underwriting.
Why Work With Liz?
I understand the lifestyle. I’ve lived the transitions, the budgets, and the desire for stability that comes with military service. My goal isn’t just to “do a loan”; it’s to ensure you are fully informed.
Many lenders don’t take the time to explain how Residual Income helps you qualify or how you can save thousands by avoiding Private Mortgage Insurance (PMI). Because I’m a Mortgage Broker, I have access to specialized VA lenders that retail banks don’t, allowing me to find you the most competitive rates and terms available.
HONOR YOUR BENEFIT. START YOUR PLAN.
Whether you’re PCSing to Oregon or you’ve been out of the service for decades,
let’s make sure you’re using your benefits to their full potential.
Stop wondering if you qualify and start building a roadmap to your first set of keys.
Stop wondering if you qualify and start building a roadmap to your first set of keys.
Elizabeth Fisher, Mortgage Broker
(503) 949-6882 · elizabeth@cmsoregon.com · NMLS #1752064
CORMOR INC dba Capital Mortgage Source; State Lic #’s: OR 1454750;
· Corporate Location: 301 SW 4th Street, Ste 160, Corvallis, OR 97333 | NMLS# 2320694
· Salem Location: 285 Liberty St NE, Ste 202, Salem, OR 97301 | NMLS# 2784970;
Equal Housing Mortgage Broker