First-Time Homebuyer

Your Clear Path to Your First Home

Moving from "Can I?" to "Closing Day" in the Mid-Willamette Valley and Beyond

Most first-time buyers wait longer than they need to because they’ve been told they need a 20% down payment, perfect credit, or a “simple” financial history. I’m here to tell you that isn’t the case.

I specialize in helping Oregonians navigate the hurdles of their first purchase. Whether you are worried about high interest rates, short on funds for a down payment, or just don’t know which step to take first, I provide the education and advocacy you need to feel confident.

Overcoming the "First-Time" Hurdles

We address your biggest concerns head-on with a customized game plan:

"I don't have enough saved for a down payment."

We explore Down Payment Assistance (DPA) and Grant programs, low-down-payment FHA and Conventional loans, and 0%-down USDA options for our rural Oregon communities.

"I’m worried I won't qualify."

With my background in Title and Commercial lending, I look at your big picture to find paths to approval that big banks often overlook. And, if now is not the right time, we create a custom path forward to making your homeownership dreams come true.

"I don't understand how to start."

I believe in Education First. We don’t just run numbers; we build a roadmap. If you aren’t ready today, we create a smart plan to get you ready for the future.

Why Work With Liz?

I’ve been in your shoes. I bought my first home as a single mom, and I remember the weight of that decision. I know it’s intimidating when you feel like the odds are stacked against you.

Because I’m a Mortgage Broker, I shop the wholesale market for you. I’m not limited to one bank’s rigid rules. I find the most flexible terms and competitive pricing available, so you can stop renting and start building equity.

READY TO TAKE THE FIRST STEPS?

Choose the path that feels right for you today. There is no “too early” to start the conversation about homeownership.

Option 1: Build Your Plan

Schedule a Free 30-Minute First-Time Homebuyer Consultation. We’ll answer your questions, look at your goals, and untangle the process together.

Pick Your Appointment →

Option 2: Get Pre-Approved

Ready to see exactly what you qualify for now? Start your secure application online through my secure portal and we can discuss your options.

Start Your Pre-Approval →