I am a Mortgage Broker based in Salem, Oregon, and I help people buy homes when the path forward feels complicated or even impossible.
I help people buy homes when the path forward feels complicated or even impossible.
Based in the heart of the Mid-Willamette Valley, I specialize in VA, FHA, Conventional, and Down Payment Assistance programs. My true passion lies in finding creative solutions for your unique scenario.
Whether you are a self-employed entrepreneur, a rental property investor, or a first-time buyer looking for a solid game plan.
What sets me apart is a career spent learning every angle of the real estate transaction. Before becoming a mortgage broker, I worked in Title and Escrow and served as a Commercial Loan Officer.
This background gives me a unique “big-picture” advantage. I don’t just look at a loan application; I look at the entire deal. I anticipate title hurdles and underwriting questions before they happen, finding the solutions that others often miss.
As a mortgage broker, I am not limited to a single bank’s menu or retail pricing. I shop the wholesale market to find the best loan options for your specific needs. For my clients, this means:
More Flexibility: Options for unique income types.
Better Terms: Competitive wholesale pricing.
Creative Solutions: Specifically for self-employed borrowers and rental income scenarios.
My work is driven by my own journey. I bought my first home as a single mom. I know firsthand how intimidating the process can be, especially when you feel like the odds are stacked against you.
That experience shaped my mission: I believe that education, honesty, and a solid game plan can change lives. Even if homeownership isn’t possible today, I am committed to helping you build a clear path forward for the future.
Today, I am proud to be part of a blended family with four kids—two in high school and two in college. My husband is a local pastor, and serving the Salem community is at the heart of everything we do.
I understand the reality of family budgets, the stress of major life transitions, and the deep desire for the stability that comes with owning your own home.
Clients often describe me as a problem solver, and I take that as the highest compliment. Whether it’s untangling complex business tax returns or helping a first-time buyer move from overwhelmed to confident, my goal is simple: to help you succeed.

(503) 949-6882 · elizabeth@cmsoregon.com · NMLS #1752064
CORMOR INC dba Capital Mortgage Source; State Lic #’s: OR 1454750;
· Corporate Location: 301 SW 4th Street, Ste 160, Corvallis, OR 97333 | NMLS# 2320694
· Salem Location: 285 Liberty St NE, Ste 202, Salem, OR 97301 | NMLS# 2784970;
Equal Housing Mortgage Broker